YOUR DEDICATED PUBLIC ADJUSTERS

Protecting Policyholders.
Maximizing Settlements.

When property damage disrupts your life or business, Reclaim Adjustment stands by your side. We represent policyholders — not insurance companies — to help you recover the compensation you truly deserve.

Schedule a Free Consultation

No upfront fees · Free policy review

WE STAND WITH YOU

Your Advocate During Difficult Times

At Reclaim Adjustment, we understand how overwhelming property losses can be. Whether caused by fire, water, storm, flood, smoke, or structural damage, navigating the insurance claim process alone can be stressful and confusing.

Our team works exclusively for policyholders to ensure every detail of your claim is properly documented, evaluated, and negotiated for the best possible outcome.

Public adjuster analyzing blueprints and property damage

Our Public Adjusting Services

Residential Claims

Helping homeowners recover after property damage with accurate claim preparation and negotiation.

Commercial Claims

Protecting businesses from financial setbacks through professional claim management and settlement support.

Fire & Smoke Damage

Comprehensive evaluation and documentation of fire-related losses.

Water & Flood Damage

Assisting property owners with complex water intrusion and flood claims.

Storm & Wind Damage

Expert support for roof damage, hurricane losses, and severe weather claims.

Claim Dispute Assistance

Negotiating with insurance carriers when claims are delayed, underpaid, or denied.

THE RECLAIM DIFFERENCE

Why Choose Reclaim Adjustment

Policyholder-First Representation

We work exclusively for you, not the insurance company. Our sole allegiance is to protecting your interests, navigating the complexities of your policy, and ensuring your claim is treated fairly and transparently from start to finish.

Public adjuster reviewing property damage documentation

Detailed documentation of property damage and structural impact

Detailed Claim Documentation

Standard claims processes often overlook critical hidden damages. We meticulously catalog every detail, structural impact, and financial loss to build an undeniable case that justifies your full compensation.

Dedicated Settlement Negotiation

Insurance carriers employ teams of professionals to protect their bottom line. We level the playing field, leveraging our industry expertise to aggressively negotiate the maximum settlement you are legally owed.

Professional settlement negotiation with insurance carriers

PROCESS PATH

Our Simple Claim Process

Navigating an insurance claim doesn't have to be overwhelming. We manage every detail from the initial inspection to your final settlement, ensuring an organized and reassuring journey.

Free Consultation

We review your loss and insurance policy.

Damage Evaluation

Our experts inspect and document all damages.

Claim Preparation

We prepare and submit detailed claim documentation.

Settlement Negotiation

We negotiate directly with the insurance company on your behalf.

Successful Resolution

We work to secure the maximum settlement possible.

Frequently Asked Questions

Get answers to common questions about public adjusting and the insurance claim process.

What does a public adjuster do?

A public adjuster represents you, the policyholder, by documenting damage, preparing your claim, and negotiating with the insurance company on your behalf.

When should I contact Reclaim Adjustment?

Reach out as soon as you notice property damage or receive a low offer so we can review your policy, assess the loss, and guide your claim strategy.

Do you charge any upfront fees?

No. We work on a contingency basis, meaning our fee is a percentage of the settlement and only applies if we successfully increase your recovery.

Can you help if my claim was underpaid or denied?

Yes. We review prior claim decisions, gather additional documentation, and reopen negotiations to pursue a fair and accurate settlement.

What types of property damage does Reclaim Adjustment handle?

Reclaim Adjustment assists with a wide range of property damage claims, including fire and smoke, water and flood, storm and wind, mold, vandalism, and other covered losses. If you are unsure whether your damage qualifies, our team can review your policy and situation at no cost.

When should I contact a public adjuster about my claim?

It is best to contact a public adjuster as soon as possible after property damage occurs—ideally before you file a claim or immediately after. Early involvement allows our team to document the damage accurately, interpret your policy, and communicate with the insurance carrier from the start, helping you avoid common mistakes that can delay or reduce your settlement.